Terms of Service

Last updated: May 24, 2026  ·  CaraDigitals (caradigitals.com)

By purchasing from CaraDigitals ("we", "us", "our") at caradigitals.com, you ("the customer") agree to the following Terms of Service. Please read them carefully before completing your purchase.

1. The Product

CaraDigitals sells digital products only. The Negosyo AI Starter Kit is a downloadable PDF file containing ChatGPT prompts and a guide for Filipino entrepreneurs. No physical product will be shipped.

2. Payment

All prices are in Philippine Pesos (PHP). Payment is processed securely by Xendit and accepted via GCash, Maya, credit/debit card, and other supported methods. Your order is confirmed once payment is successfully received by Xendit.

3. Delivery

After successful payment, you will receive an email at the address you provided with a secure download link. The link is valid for 48 hours and allows a maximum of 3 downloads. Please save your file immediately after downloading.

If you do not receive your email within 30 minutes of payment, check your spam folder or contact us at orders@caradigitals.com.

4. Refund Policy

We offer a 30-day money-back guarantee. If you are not satisfied with your purchase for any reason, contact us within 30 days of your purchase date and we will issue a full refund — no questions asked.

To request a refund, email orders@caradigitals.com with your order ID.

5. Intellectual Property

All content in the Negosyo AI Starter Kit — including prompts, text, graphics, and layout — is the intellectual property of CaraDigitals. Your purchase grants you a personal, non-transferable license to use the material for your own business purposes.

You may not:

6. Acceptable Use

You agree to use the Negosyo AI Starter Kit only for lawful purposes. You may not use the product in any way that violates Philippine law or applicable international regulations.

7. Limitation of Liability

CaraDigitals provides the Negosyo AI Starter Kit "as is." We make no warranties — expressed or implied — regarding results from using the product. Business outcomes depend on many factors beyond the content of this kit.

To the maximum extent permitted by law, CaraDigitals shall not be liable for any indirect, incidental, or consequential damages arising from your use of our products.

8. Privacy

Your use of caradigitals.com is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Changes to These Terms

We may update these Terms from time to time. The latest version will always be available at caradigitals.com/terms. Continued use of our site constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the Republic of the Philippines. Any disputes shall be resolved under Philippine jurisdiction.

11. Contact Us

Questions about these Terms? Reach us at: